Why Do We Wait until "Should-a,Could-a,Would-a"

As I sift through one of my desk cubby holes...pitching expired coupons and savings 'bucks' I wonder..."Why did I wait to take advantage of these deals?"

Was it because I didn't really need the items in the first place? Nope...all functional/everyday type of items used over and over in the Irvine household.

Was it because I forgot about the coupons? Not necessarily...they are positioned in direct eyesight next to the spot I spend oodles of time in daily.

Am I just a knucklehead? Possibly.

Do you know any knuckleheads that are going to have the "Should-a/Could-a/Would-a" buying blues when mortgage interest rates go up?
How about when prices go up (they are currently up 3.3% from last year at this time)?